I use the VCP's in-office finishing program, am I not opted out?

The answer is definitely no.

Any VCP's in-office finishing program (IOF program) is an “opted-in” option, and even those in “opt-out” states can typically be part of such a program. In most states you will even be required to purchase your single vision stock lenses from companies such as Nassau or the Plexus system, so you’re essentially ordering product directly from the insurance company or their parent or sister companies.

You don’t have the freedom to source any progressive you want from any lab in the country when you are signed up for this sort of program. There is a lot of confusion here, and if you are not sure contact Pivotal Group Support for help.